If you own a medical transport company, you already know how difficult it is to find good insurance. Well, we’ve made the process a little easier. Fill out one form, we connect you with three insurance agents who understand emergency and non-emergency medical transport. They compete for your business, which allows you to select the insurance company that best fits your needs.
Knowledgeable Medical Transport Insurance Agents Are Important
Very few insurance companies are familiar with the medical industry. Oftentimes you will talk to a traditional automobile insurance representative for several minutes before you realize he can’t help you. He doesn’t know your business.
- Medical transport businesses face unique risks that must be addressed
- Increased risk of accidents because of high speeds during emergencies
- Slips and falls while carrying stretchers or assisting patients
- Dermatitis from too much disinfecting agents
- Exposure to contagious diseases
- Back pain from lifting patients.
- Exposure to violence from patients suffering from emotional stress
Your medical transport operation needs coverages that address these risk factors and more. Your operation is no doubt unique, but a dedicated insurance agent is usually familiar with the following business types:
- New Ventures & Established Businesses
- Paratransit services
- Nursing homes
- Hospitals
What to Look for in an Insurance Agency
1. Reliability
When you’re searching for an insurance company for your medical transport business, the most important factor you need to consider is their reliability. If one of your ambulances is in an accident, you want to be certain that your insurance company has your back. That’s why, when an agent recommends a company, it’s crucial to check that prospective company’s rating on A.M. Best or Moody’s. Work with your agent to get the most reliable company possible.
2. Price
Price is obviously one of the biggest things you’ll consider when comparing insurance companies, but it shouldn’t be the only thing you’re considering. Don’t look for the cheapest price, look for the fairest price.
3. Coverage
There are many different types of insurance coverages out there that EMS can opt to purchase. Ask your representative to go over which coverages you need and which ones are extraneous. To learn more about the coverages typical to ambulance services, check out our coverage guide.
4. Flexibility
Your insurance agent should be available when you need them. Ask about their hours of operation and how quickly they can revise a policy if yours needs changing.
Get Started Now!
It’s easy to get started comparing medical transport insurance companies. Visit this page, fill out one form, and we take care of the rest!
